Ostrich Heads & Money Maps

mapping money 4 inches

Starting a trip with no regard to how you’re going to get to your destination is foolish. Even some directions are helpful, but a great plan is most effective. Then, even if you run into unexpected obstacles along the way {say, a herd of kangaroos in tutus riding unicycles}, it’s easier to tweak your game plan and keep moving if there’s some sort of structure in place. It’s the same thing with money.

With my job, I’ve found that there are a lot of people who have no idea what’s coming in and going out of their homes monetarily each month. It can be overwhelming and scary until they write it down. There’s something freeing in facing a fear. Sometimes it’s still overwhelming and scary, but at that point, we come up with an action plan together to address issues and move forward. Sometimes, the person’s entire demeanor changes from the start of that process to the end. It’s amazing.

Before we got married, Troy and I took a Financial Peace class, and that helped us get on the same page and make some wise decisions early on. But sometimes money and all the decisions that come with it make my brain feel like a pile of spaghetti looks. It makes me want to bang my head against the table or bury it in the sand like Mr. Ostrich.

We decided we were to a point we were at the end of our expertise {I use that word loosely}, and wanted some wise counsel to make sure we were mapping out the future well.

Since my BFF started working for Dave’s Endorsed Local Provider program a couple of months ago, and loved it so much, we decided to start there.

Our ELP, Mindy, met with us {there’s no charge because she is paid through third party providers if we decide to utilize them} and put together a free Money Map of our future, talked us through what it would look to retire at certain ages, what some of the action steps were to get to where we want to be, etc. My favorite thing is that she has the heart of a teacher and wants to make sure we understand what we’re doing and we’re making the decisions, not just handing it off to someone else to be managed.

It was freeing and challenging to look at the results and make an action plan. Taking that first step fired me up for the rest. No more ostrich head in the sand stuff here.

What about you? Are finances your thing or do they freak you out? What’s the best advice you’ve gotten financially?




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  • Selah June 8, 2013 at 4:57 PM

    The best pieces of advice I’ve gotten are: 1) Tithe! (This came from my parents, who taught me to tithe, on the gross and off the top). Every year when we do our taxes we are amazed by the amount we give away, and yet still have a lovely lifestyle. We are so blessed. 2) Good credit is everything in finances. (This came from my husband’s parents, who taught him to never charge without a plan to pay it off, but to use a credit card to establish a great rating). When buying anything big, like a house or car, a good credit rating makes everything so much easier.

  • Caitlin Author June 9, 2013 at 1:53 PM

    Selah, great pieces of advice! It’s such a blessing to have parents who teach you well about finances.

  • kels June 9, 2013 at 10:09 PM

    Yay! So glad it went well! :)

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