In Case of a Missing Wallet

how to prep & what to do if your wallet goes rogue


Recently, a member of the Skidmore household lost a wallet. That individual shall remain nameless to protect both their pride and dignity.

Howeverrrrrr, we realized we were not very prepared {Fine. Not prepared at all. You’re killing me.} for that unfortunate incident. Let us share the wisdom we have gleaned so you can learn from our mistakes.

  1. {5 minutes}  Write down the specific phone numbers on the back of any debit or credit cards for reporting them as lost or stolen and store the list somewhere you’ll remember it.
  2. {10 minutes} Make a list of any automatic payments associated with each card. This will make transitioning to a new one a breeze. {Or at the very least, make you feel less like you’ve been hit by gale force winds.}
  3. {5 minutes} Create a list of what else is in your wallet in case you need to replace it. Health insurance, auto insurance, library, health club, and loyalty cards, etc.

Now seriously, glean. Donotmakemecomeoverthereandforceyoutodothesethings. They will save you a ton of headaches down the line if your wallet ever goes rogue. #trustme

If {Lord, let it not be!} you find yourself separated from your wallet, do these things:

  1. Make a police report. {Call the non-emergency number.} Give them a run down of when and where it went missing, and what was in the wallet. {Here’s where that handy list starts making your life 1000 times easier, and you will love me forever for suggesting you make it.}
  2. Call the bank, credit card company, etc. immediately to cancel missing cards.
  3. Place a free 90 day fraud alert with the credit unions: ExperianTransUnion, and Equifax.
  4. Replace your driver’s license, and request new health and auto insurance cards, along with any others you use regularly.

Crisis averted. Well, made a little better, at least…

Has this ever happened to you? {Please accept my most sincere apologies for your loss.} Any tips or tricks to add to the list?


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  • Selah June 29, 2013 at 5:44 PM

    I’m sorry this happened! This is all really good advice though. Years ago, I had a new box of checks stolen from the mail en route to my apartment. I was so thankful that I balance my checkbook once per week via online banking – I was able to catch the fraudulent check early. We had to go to the bank and sign a affidavit of forgery. Good times!

    • Caitlin Author July 1, 2013 at 5:48 PM

      Boooo that stinks. Glad you caught it early!!

  • Kat July 2, 2013 at 8:58 AM

    Now the only tricky part in that plan is remembering where you wrote down all that important information :)

    • Caitlin Author July 2, 2013 at 8:36 PM

      Lol. True! True. :)

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